Personal Insurance in Union, MO

Kathy Arens

Kathy Arens

Personal Lines Specialist

Karin Nuernberger

Karin Nuernberger

Personal Lines Specialist

When you work with an independent agent, they will take the time to learn your personal needs and identify any risks. Our staff at Schroeder Insurance consists of independent agents who dedicate themselves to making sure your insurance actually protects you. As an independent insurance agency, we are completely dedicated to finding you the comprehensive insurance coverage you need.

Whether you need to protect your car, home, or recreational vehicle; our agents will provide you with outstanding service and the policies you need. We pride ourselves on finding affordable insurance policies that protect your most important assets.

Personal insurance coverage we offer includes, but is not limited to:

Auto Insurance

Auto insurance will protect you against any financial losses if you are involved in an accident. At Schroeder Insurance, we work to help our customers find the auto insurance policy that fits their needs and budget.

We offer various limits of auto coverage for:

  • Bodily Injury
  • Property Damage
  • Uninsured & Underinsured Motorist Coverage
  • Medical Payments

Optional Coverage Available:

  • Comprehensive – including full glass
  • Collision
  • Road Trouble Service
  • Rental Car
  • Loan/Lease Gap
  • New Car Replacement

Discounts Available:

  • Multiple Vehicle
  • Multiple Policies
  • Paid in Full
  • Student Discounts
  • Safe Driver/Safety Feature
  • Company Car

Optional Policies Available:

Antique/Classic Vehicles
Recreational Vehicles (Boats, ATV’s, Motorcycles, Vacation, & Utility Trailors)

Homeowners Insurance

Accidents can happen at any time; accidents that impact your home can cause serious damage to the life and safety of you and your family. Your home is the biggest investment you likely have, whether you rent or own, make sure you place the right amount of protection on that investment with a comprehensive home insurance plan.

We offer all types of property coverage for:

  • Homes
  • Renters (Personal Property)
  • Condominiums
  • Rental Homes
  • Farms
  • Mobile Homes

Discounts Available:

  • 100% Replacement Cost
  • Multiple Policies
  • Renovated or New Homes
  • Protection Devices (Smoke alarms, dead bolt locks, security systems)
  • Premium Paid in Full

Optional Coverage Available:

  • Back-up of Sewer or Sump Pump
  • Earthquake
  • Identity Theft Expense
  • Scheduled Item (Jewelry, personal computers, fine arts)

Optional Policies Available:

  • Boat
  • Umbrella
  • Flood
  • Dwelling under Construction
  • Seasonal Dwellings

If you have any questions about our products or would like to speak to a licensed agent about your personal coverage needs, give us a call at 636-583-2296 today!